Document checklist
Exactly what your bank will ask for.
Choose your profile and your transaction. Your list builds instantly, and you can tick documents off as you gather them. Your ticks stay on this device only.
In short
- Salary certificates and bank liability letters must be dated within the last 30 days.
- Self employed applicants usually need two years of audited financial statements and company bank statements; some banks offer a low documentation route based on six months of account credits and balances.
- Non residents may need a credit report from their country of residence; some banks instead rely on three months of personal bank statements.
Identity and residency
Income
Banking and liabilities
Purchase of a ready property
Before you send anything
Salary certificates and liability letters must be dated within the last 30 days; utility bills within the last 3 months.
Stamped by the bank or downloaded as verifiable electronic statements, covering full consecutive months.
Documents not in English or Arabic require a certified translation.
Each applicant and each guarantor provides a complete set under the checklist that matches his or her profile.
Every client signs the Castilion Mortgage Advisory Services Agreement (CE-MTG-01) and the client information and consent form.
Lenders may request additional documents. Send the complete set to your Castilion adviser or to info@castilion-estates.com.
Ready when you are
Have most of it? Start your assessment.
An advisor reviews your profile, tells you which banks fit, and collects the documents securely when you are ready.
Based on Castilion checklists CE-MTG-02A, CE-MTG-02B, CE-MTG-02F, CE-MTG-02G, CE-MTG-02C, CE-MTG-02D and CE-MTG-02E. Lenders may ask for more.
Castilion Mortgage Advisory
Mortgage advice from Castilion Estates, licensed as a Real Estate Mortgage Broker. One team for the property and the finance behind it.
Castilion is a mortgage broker, not a lender. Calculators and assessments are indicative illustrations, not offers, pre approvals or approvals. Rates, fees and eligibility are set by each bank and are subject to its credit assessment, valuation and final offer, and to the regulations of the Central Bank of the UAE. Castilion Realty L.L.C., RERA ORN 46392.